
Your Queen Creek Life Insurance Experts
If you’re looking for the following, you’re in the right place:
- Financial security for your loved ones
- Piece of mind knowing you are working with a professional, reputable life insurance agent
- Someone to shop around for the best coverage and rates
- Honest, clear, no-pressure answers to all your life insurance questions
- Local small business owners that love Queen Creek as much as you do
Queen Creek
Life Insurance in Queen Creek
If you need to talk to someone about life insurance in Queen Creek, AZ, come straight to the experts at Life Matters. Our personalized approach has provided hundreds of Arizonans and their families with the best life insurance plans on the market.
You could spend hours searching for a great life insurance company for your family on the Internet, which can be overwhelming. Or, you can turn to Life Matters and we’ll walk you through everything, step by step.
For life insurance quotes in Queen Creek, AZ, reach out today and we will work together to find the coverage you need at a price that fits your budget.
Click here for a free life insurance assessment
Common questions our clients ask us:
What are living benefits?
Does your policy payout if you don’t die? Living benefits refers to what will happen if the person who purchased coverage dies and leaves dependents behind. A policy with a living benefits rider could provide money for the policy owner themselves, not just the beneficiaries.
In comparison, a standard term policy does not have this feature. Yet, the number one reason why people file for bankruptcy is because of high medical bills from a major illness, such as cancer, stroke, heart attack, organ failure, and more. Income drops and medical costs skyrocket. Since a regular life insurance plan doesn’t pay out unless there’s a death certificate, you’re stuck in the middle, where people often lose their homes and encounter other financial disasters.
Having the flexibility to access a portion of your death benefit while you’re still alive can be a game-changer for most people. Old life insurance plans have a death benefit only, but some of today’s carriers offer full living benefits if you qualify. It’s the difference between a flip phone and a smartphone.
Should I Get Term, Whole, Cash Back, or Universal Life Insurance?
A term life insurance policy will last a specific amount of time, while whole life (which also builds a cash value) will remain in effect until you reach an advanced age or die.
Whole life insurance policies are usually more costly initially but may be cheaper over time due to their longer duration. However, if someone is relatively young, they might consider purchasing a term policy and converting it later to a whole life policy to lock down some savings with lower premium payments.
A comprehensive intake session can help your agent make the best recommendation for your needs. Schedule one here.
How much life insurance coverage do I need?
The answer largely depends on your financial obligations and goals and any dependents you have living under your roof. If you’re looking for more protection for your family, you can purchase a policy with multiple beneficiaries to be covered. Life insurance is not one-size-fits-all. You have assets, resources, other coverage, income, and a host of other factors that can help determine the right amount of coverage for your needs.
A solid agent will help you by asking all the right questions and then making recommendations that make sense based on your answers. Make sure you choose your coverage amount, not your agent, who may be primarily interested in a high commission payout.
During an intake meeting, here at Life Matters, we explore all coverage options.
Are my life insurance rates level and locked?
Far too many people get into a policy, and 10, 20, or 30 years down the road are hit with price increases to which they are contractually bound. Their only recourse is to cancel the policy and apply for a new one. Sadly, it comes at a time when life insurance is much more expensive because of age and health conditions. With some policies, the rates go up the older you get.
The tragedy to this is, insurance companies time it this way because as you get closer to the end of your life, the policy becomes too expensive to keep, and you often end up having to drop the policy just before you would use it.
Shoutouts from our clients
If you’d like to learn about your life insurance options, fill out the form below and schedule a chat with one of our agents.

List of Services:
⊕ Term Life Insurance with Living Benefits
⊕ Whole Life/Cash Value Insurance
⊕ Final Expense Life Insurance for Seniors
⊕ Retirement Solutions for All Ages
Our Family of Carriers
Here are some of the many A-rated insurance carriers we work with:

