Did you know 34% of small business owners do not have a retirement plan? And, those that do are relying solely on a 401(k) or IRA, which are heavily taxed and laden with restrictions. Whether you’re self-employed or a small-business owner, there is a better way...
What’s the most important factor when it comes to buying life insurance? For most people, the answer is cost and cost alone. Most folks are looking for cheap life insurance. No one wants to overpay for their life insurance. And I certainly don’t blame them. But there...
The basic concept behind most life insurance is that you, or your heirs, can receive money from a policy if you die during a certain period of time. Life insurance works by pooling many small premiums from many people to form a large death benefit that you may use...
Planning well for your future is essential, especially as you get older. One of the ways to insure yourself against any possible disaster is with a life insurance policy. One concern individuals often face when they think about purchasing life insurance is how much it...
When you are looking to buy life insurance in Arizona, and beyond, one of the first things you should consider is whether or not to go with an independent agent or a captive agent. Independent vs. Captive Insurance Agents – What to Know, What to Ask Finding the...
Your life insurance policy is one of the most important documents you own. Yet it’s also the most overlooked, until the day you need it. The last thing you should want is a surprise. Working with the right life insurance agent is what can make all the difference in...
You’ve gotten married, remarried or divorced. 2. You’ve had a new baby. 3. Your children have left home, and are now financially independent. 4. You purchased a new home, paid off your home or sold your home. 5. You started your own business. 6. You’ve...
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