fbpx
Life matters logo. Click to take to our home page

More Than Just A Life Insurance Agent, We Are Your Agent For LIFE

One of Arizona's most trusted life insurance agencies

Take care of your family and home with a good life insurance plan.

More Than Just A Life Insurance Agent, We Are Your Agent For LIFE

One of Arizona's most trusted life insurance agencies

No one wants to experience a major illness or accident, but they happen and often unexpectedly. One of these unfortunate events could turn your family’s financial world upside down in an instant.

Life insurance is unquestionably one of the most cost-effective ways to financially protect the people who depend on you.

Don't Leave Your Family With A Huge Financial Burden, With Life Matters You Get:

Simple Explanations of confusing Life Insurance and Annuity options.

Expert Guidance to ensure you find the protection you need and want at a price you can afford.

The ultimate gift for yourself and your family  –
protection and peace of mind.

Continued caring support that includes a free annual review and more.

A photo of Matt Wilson who is one of the best life insurance agents in Arizona.

Yes, we also have FREE Life Insurance quotes…. but doesn’t every life insurance agent?

Keep reading or schedule a no-obligation consultation to see why our clients love working with us.

We have helped protect the financial security of thousands of our clients’ family members.

“Matthew was very professional and was very helpful when it came to what policy was best policy for what I needed and worked best for my situation. He was not pushy which made me feel comfortable that I was not pressured at all. He is a very personable.”

Matthew Wilson was outstanding! Super helpful and full of information. Set me up with a great program that was in my budget.

Shield your loved ones from the unexpected with life insurance.

Information you are interested in:

Best time to contact you:

We offer virtual consultations over the computer or phone and are licensed in most states.

You get all the benefits of a LOCAL life insurance agent, all from the comfort of your own home.

 The right agent makes all the difference.

The right life insurance agent provides caring support.

You will find many Life Insurance agencies in Arizona who can provide you a free quote, but do they add substance? Do you really want an agent who only finds you an insurance policy and you never hear from them again? What about those big companies where you are just another number?

Most agents have access to similar carriers. Most basic insurance premiums are similar in price. The difference is the right agent will find you the best life insurance policy that fits your specific needs and then service your policy for the duration.

You could just get one of those free life insurance quotes online. However, there are many more options available than basic term or whole life that may better fit your needs. A great agent will explain the differences and help you decide what is right for your individual situation.

Our independent agents have access to a wide range of life insurance companies. This allows us to survey the marketplace to find you the best value. We pride ourselves on finding you the COVERAGE YOU NEED for a PRICE YOU CAN AFFORD.

 

Start AGENT shopping rather than PRICE shopping. 

Life Matters is based in the beautiful sunshine state of Arizona, but we are licensed across the country. It does not matter if you are in Arizona, California, Texas, Florida or one of the colder states; our agents can provide you with the same exceptional care and personalized guidance you would get if you were living in our neighborhood.

What are questions you should be asking when looking for life insurance?

What Are The Different Types of Life Insurance and Retirement Options We Offer?

Term Life Insurance With Living Benefits

Protect what matters most: your home and family. 

What if the breadwinner in your family didn’t make it home from work today? What if they were diagnosed with a major illness and could no longer work?

With the proper life insurance coverage you can get the peace of mind today knowing that if something were to happen, your family and home would be protected.

Whole Life / Cash Value Insurance

Whole life insurance plans for anyone up to 90 years old!

Life insurance does not do you any good until you die, right? Actually, that is not true. 

With whole life insurance you can withdraw the cash value portion of your policy should you ever need it for any reason. Just one of the many ways life insurance is helping you now and not just after you pass away.

Final Expense Life Insurance for Seniors

Affordable coverage, regardless of your health. 

It can be very expensive to die. Medical expenses can really add up. Funerals can be costly.

If you passed away today, what financial burden would you be passing along to your loved ones?

Final expense is often a more affordable solution to protect your family’s finances. It may be a good option for those who cannot qualify for other types of coverage.

Retirement Solutions for All Ages

Annuities, tax-free retirement plans, and more. 

You have worked hard your whole life. Are you going to be able to retire and comfortably enjoy the time you have left with your family?

There are many more options for providing for your retirement years than just relying on social security, your 401k, or the stock market.

It is never too early or too late to start thinking of your future.

Ask us about our other options to fit your individual needs:

* Infinite Banking
* Mortgage Protection Insurance
* Indexed Universal Life
* Annuities
* Accidental Death Plans
* Children’s Policies
* No medical exam options
* Debt Elimination

Our 100% guarantee that you will find the right insurance coverage to meet your needs.

Our “100% Better Place Guarantee” is our pledge to do what’s best for you every time.

If we can put you in a better place, we will. If the life insurance coverage you already have is the best and we cannot improve on it in, we will celebrate with you.

Either way, you win.

We put the life back in life insurance and then help make your life matter.

You might be thinking you’re too old. You might be concerned that life insurance is too expensive or that you should have signed up 30 years ago. Maybe you feel you have too many health conditions or are too overweight to qualify.

Usually, none of these concerns are true.

 

At Life Matters, our agents are independent. This means we have more freedom to find the best insurance coverage for you, regardless of your health conditions or other circumstances. Different carriers have different underwriting guidelines. Our job is to find the right options to suit your individual needs and budget.  

A photo of Matt Wilson who is one of the best life insurance agents in Arizona.

Matt Wilson – CEO, Agent, Friend

How Much Life Insurance Coverage Do I Need?

Life insurance is better than a piggy bank to create a savings and provide financial security in the future.

More than half of uninsured Americans think that they cannot afford life insurance. They mistakenly estimate the cost to be 3-6 times higher than it really is.1

There are many ways to estimate how much coverage you should have to ensure your loved ones are financially secure.

  • Some people recommend multiplying your annual income by 10 or 15 (so if you make $50,000 / year you would want $500,000 – 750,000 in coverage)
  • Some people recommend figuring out your yearly expenses and multiplying it by the number of years your family needs coverage
  • Some people recommend estimating how much money you would like your family to have plus enough to cover any debts or expenses (future weddings, college tuition, mortgage, current debts)
  • Some people recommend buying some basic coverage so you at least have some protection until you can afford to buy the coverage you really want.

Your life insurance coverage should be enough to cover all of these expenses so your loved ones won’t be left struggling financially in your absence. (It can also be a great way to leave an inheritance so your loved ones can enjoy life more fully.)

Contact our agents today so we can help you figure out how much of a policy you really need and the best way to get that coverage.

Working With Life Matters To Protect Your Family Is A Simple Process

Term or whole life are both good options to protect your family.

Step 1: Protect You and Your Family.

1. Request your free chat with one of our agents
2. We offer consultations over video or on the phone so you get the benefit from meeting with a local agent from the comfort of your couch.

  • In just 15 or 20 minutes we will shop around for the best coverage and policy options and show you the best pricing.
  • No pressure! No sales tactics! Just clear answers from a licensed agent who has the heart of a teacher and your best interest in mind!
  • Our agents will take the time to ensure you know exactly what you’re getting.

We often find life insurance solutions, options, and strategies you never even knew existed.

Step 2: Make Your Life Matter.

1. Once you and your family are protected with the best life insurance coverage or retirement solutions, let us help you make your life matter.

  • Each Life Matter’s client gets a unique kit packed with educational resources, tools, and guides (including our amazing Final Wishes Guide) … all designed to help you make your life matter.
    • These tools can help:
      • Create a plan for your life,
      • Improve your mindset,
      • Develop focus,
      • Instill habits that will help set you up for success and a meaningful time here on earth.
  • For a host of additional free tools, please visit MakeLifeMatter.com

What Some Folks Are Saying About Us ...

Google review that life insurance agent was very knowledgeable.
Google review indicating good explanations.

What Some Folks Are Saying About Us ...

Linda Barksdale
Linda Barksdale
2024-04-29
Matthew was very professional, also knowledgeable. He had a lot of patience guided me through the paperwork and helped me pick the best product for my budget. I highly recommend his services.
sam Bair
sam Bair
2024-04-27
Life Matters really knows life insurance. Matt explained all the different options in a way that was easy to understand. He also has access to multiple insurance carriers to help me find the best value. He does more than just sell a life insurance policy. He has put a lot of work into many other resources to help make sure my family is taken care of.
aubri
aubri
2024-04-17
I never expected a personal touch with life insurance and that’s exactly what Matt gave me. He explained everything that seemed complicated. So glad I have Life Matters!
Ira Casey
Ira Casey
2024-04-04
Mathew was so great!
Lonnie Bates
Lonnie Bates
2024-04-03
Matthew was very professional and was very helpful when it came to what policy was best policy for what I needed and worked best for my situation. He was not pushy which made me feel comfortable that I was not pressured at all. He is a very personable.
Kevin Duane
Kevin Duane
2024-01-09
Matthew Wilson was outstanding! Super helpful and full of information. Set me up with a great program that was in my budget.
Myra Shepeard
Myra Shepeard
2023-12-20
It is always a pleasure working with Matt. I appreciate his professionalism and guidance in choosing what is best for my family.
Dollars Sense
Dollars Sense
2023-09-26
Matthew Wilson, is the "Teachers, Teacher and the Trainers Trainer," when it comes to Life, insurance. He is knowledgeable, patient, kind and understanding, you are in good hands, with Matthew, who always has your best interest at heart.
Jenny Ogston
Jenny Ogston
2023-09-19
Matthew was fantastic. Very knowledgeable and kind. He helped me find the right product for my budget and concerns and I truly appreciate the excellent service he provided.
A person with peace of mind after getting life insurance.

What Some Folks Are Saying About Us ...

Linda Barksdale
Linda Barksdale
2024-04-29
Matthew was very professional, also knowledgeable. He had a lot of patience guided me through the paperwork and helped me pick the best product for my budget. I highly recommend his services.
sam Bair
sam Bair
2024-04-27
Life Matters really knows life insurance. Matt explained all the different options in a way that was easy to understand. He also has access to multiple insurance carriers to help me find the best value. He does more than just sell a life insurance policy. He has put a lot of work into many other resources to help make sure my family is taken care of.
aubri
aubri
2024-04-17
I never expected a personal touch with life insurance and that’s exactly what Matt gave me. He explained everything that seemed complicated. So glad I have Life Matters!
Ira Casey
Ira Casey
2024-04-04
Mathew was so great!
Lonnie Bates
Lonnie Bates
2024-04-03
Matthew was very professional and was very helpful when it came to what policy was best policy for what I needed and worked best for my situation. He was not pushy which made me feel comfortable that I was not pressured at all. He is a very personable.
Kevin Duane
Kevin Duane
2024-01-09
Matthew Wilson was outstanding! Super helpful and full of information. Set me up with a great program that was in my budget.
Myra Shepeard
Myra Shepeard
2023-12-20
It is always a pleasure working with Matt. I appreciate his professionalism and guidance in choosing what is best for my family.
Dollars Sense
Dollars Sense
2023-09-26
Matthew Wilson, is the "Teachers, Teacher and the Trainers Trainer," when it comes to Life, insurance. He is knowledgeable, patient, kind and understanding, you are in good hands, with Matthew, who always has your best interest at heart.
Jenny Ogston
Jenny Ogston
2023-09-19
Matthew was fantastic. Very knowledgeable and kind. He helped me find the right product for my budget and concerns and I truly appreciate the excellent service he provided.

Some of the A-rated carriers we represent:

Far reaching life insurance coverage.

 Frequently Asked Questions 

What is the difference in whole life and term insurance?
  • If you’re looking for life insurance, asking if term or whole life is better might be the wrong question. Both are good and both apply in different ways to different people. Which one is right for you depends on your individual needs and your circumstances.

  • Generally speaking, term life insurance is for if you need some coverage for a period of time just in case something were to happen to you. Whole life on the other hand is more permanent and also builds cash value. To really understand which tool is best for you, you need to talk to an advisor.  (read more about the difference between term and whole life)
Can I get Life Insurance without talking to an agent?
  • There are multiple options to enroll yourself in life insurance. However, an automated system will not explain things to you. It will also not personalize recommendations to your situation like an experienced advisor would. (read more about why you should talk to an agent)
  • Yes, it is possible to sign yourself up for life insurance without talking to an agent. It may be easier, but easier is not always better. Why not give us a chance to answer your questions and explain your options. There is no cost or obligation from talking to us.
How much do Life Insurance premiums cost?
  • This is an excellent question. We would all like an affordable life insurance policy.
  • We could give you a generic quote online, but the actual price may be different depending on a number of factors. A generic quote for term or whole life also would not take into consideration the additional coverage options you need and want. Everyone is different and has different resources and needs. That is why the guided expertise of an experienced agent will help you find the right coverage to meet your needs and protect your family. Schedule a call today. It doesn’t cost you anything to talk to us and there is no obligation to buy.
Why should I consider buying life insurance?
  • Dying can be expensive. The loss of income from the death of the breadwinner can also be very difficult financially on your family. Knowing your loved ones will be covered can bring you peace of mind now and truly let you rest in peace after you are gone.
  • About 48% of American adults currently do not have life insurance coverage. 21% of those who do have coverage feel that their policy is not enough. (1)
  • There are a variety of reasons individuals give for not buying a policy. Unfortunately, many of these reasons are not accurate due to misunderstandings in the actual cost of a policy as well as exactly what benefits insurance plans provide.
    • The rates are often less than most people think and the benefits pay for more than just a funeral. There are also different kinds of policies available to fit various needs and budgets.
    • Many people are afraid they would not be able to pass a physical, but there are many options available that do not require a health exam.
  • These are all great questions and concerns. Everyone is different, so why not contact one of our agents today and we can answer your questions based on your individual situation. The consultation is free and there is no obligation.
What if I have been declined for Life Insurance before?
  • There’s going to be some work that has to be done. First, we have to find out specifically why you were declined. Different insurance carriers have slightly different underwriting requirements for various health conditions. With the right agent, you can potentially go to other carriers and find coverage.
  • Don’t lose hope if you don’t get approved right away. That just means we have to roll up our sleeves and work a little harder and find the right carrier to get you approved. It may end up costing a little bit more and there might be some more restrictions but there is usually different options to protect you and your family. (learn more)
I don't live in Arizona, can you still help me with my Life Insurance needs?
  • No problem, our new Virtual Agent Platform allows us to service clients in all 50 states. We utilize phone and video calls to meet with you in the comfort of your own home. It is like having a local agent on your couch no matter what part of the country you live in. The carriers we work with provide services all across the country.
  • That being said, there is nothing like a local agent to service your life insurance needs. That is why we specialize in working with clients who live in Maricopa and Pinal Counties in Arizona. Especially:
    • Maricopa county: (Phoenix, Mesa, Chandler, Gilbert, Glendale, Scottsdale, Tempe, Peoria, Surprise, Avondale, Goodyear, Buckeye, Sun City, Fountain Hills, El Mirage, and Paradise Valley, and more)
    • Pinal county: (San Tan Valley, Queen Creek, Maricopa, Casa Grande, Apache Junction, Florence, Coolidge, Eloy, Arizona City, Gold Canyon, and more)

Get Expert Guidance to Protect Your Family.

Information you are interested in:

Best time to contact you:

“Matthew was fantastic. Very knowledgeable and kind. He helped me find the right product for my budget and concerns and I truly appreciate the excellent service he provided.”